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RELATED QUESTIONS:

Best insurance for Japanese imported car?

I am thinking to buy Mazda Eunos 1992 Japanese import. As i am new driver I find it hard to find decent insurance which will cost me under 2000. Any suggestions? Maybe you know any good company in mind?

What kinds of life insurance should I have?

I'm 30 years old, and my love is 39. I have an AD&D insurance policy from work listing him as the beneficiary. What other insurance should I purchase? We do not have any children. Do not say we're going to hell, or that we are sinners. If you've read the bible and truly believe in it, then you should know about judging others and casting stones.

How much would car insurance cost under these conditions?

-15 -Texas -1995 mustang gt conv. -both parents will have insurance -car is fully paid off I would like to know what insurance would cost when i turn 16 as well.

How much would my insurance most likely cost?

I am 16 years old, do not have a license yet, but I am trying to find a good insurance company first. I have had my learner's permit for 14 months, I live in North Carolina, and I get pretty good grades (As&Bs) I would be on an insurance plan with my mom and sister. My mom got a DWI back in July (No one was hurt, but she was originally pulled for reckless driving). My sister got a small speeding ticket a few months ago, but it was dismissed. I would be sharing a car with my mom to drive to school (she works at home). It's a 2004 Hyundai Sonata, and she owns the car. I would be driving every day (probably 3x a week) and no more than 15 miles to school and back. Please help! any any car insurance company recommendations would be great too!

Are there any car insurance companies that don't use a social security # when determining your rates?

I think it is horrible that they base car insurance rates on your credit history. Having bad credit doesn't make you a bad driver. If they are worried about you paying the bill, why do they make it HIGHER if you have bad credit? Isn't that a little messed up? Are there any companies that don't do this?

Can I sue an insurance company if?

If the insurance company is putting stress on me and with holding information from me.It was their client who hit my vehicle he was cited a ticket. for being left of center he was flying down the road in a double yellow zone traffic was stopped 2 lanes and he had to go around them in order to hit me.He has a witness and he and his so called witness are saying that I pulled out of a lot that I was never in.Lucky for me I kept my proff of purchase.and they even have me on camera with the traffic stopped.Anyway his insurance company is treating me like I am a criminal and will not tell me anything.Which in turn is really stressing me out.So can I sue if I want to .I did try to be nice but his agent really makes me angry and stresses me out.I am just wore out from dealing with her.

Do i need insurance to drive with my license with my parents?

so i have had my permit for a little over 6 months and my dad doesnt want me to get my license yet (he wants me to wait an extra 6 months). I want to get my license now, but treat it the same as a permit so that I will not have all those extra rules that your supposed to have for the first year of driving with a license. So my question is... Do I need to have insurance if I am driving my parents car with my parents in the car when I have my license? I know it is not required when I have my permit but is it required when I have my license? I live in california by the way.

Cheapest car insurance for young drivers?

Hi I've been looking in a few insurance sites for the best possible quote for my self, Are there any insurances company's that you would recommend based on cheapest quotes ? Thanks P.s I'm 19

Getting Car Insurance for an American?

I'm trying to get car insurance for my wife who only recently passed her UK test. She has held a US license for many years (about 6 I think) and drove during that time with insurance and made no claims. However, it seems that some UK insurance companies don't recognise an American license or insurance history which is making the quotes extremely expensive. Up to 1500 for full comp on a basic family car (2003 Vauxhall Omega). Is anyone aware of any UK companies that would recognise her US license and quote accordingly for her driving history rather than treating her like a 17yr old? Thanks in advance.

Does car insurance claims effect youre house insurance rates?

i have had two auto claims that were my fault one was an electrical fire(total loss) when the car was parked and the other was a collision with a deer(total loss). now my question is when i go to get home insurance (just bought a house for the first time) will those two claims effect my rates on my home insurance or just auto insurance rates will be effected.

Car insurance company in Michigan?

What is the cheapest car insurance company in Mi? i would like to have the cheapest basic insurance for my car ,and it doest matter for me how good is the company. I only want a paper says i have insurance when police stops me.

Can I cancel my fathers car insurance?

He went on a business trip and it was supposed to be for 2 months but it turned out they wanted him to stay a couple months longer. He told me to cancel his insurance so If I return the plates to the DMV in NY with the receipt can I cancel his insurance?

I got a ticket for no insurance in Tucson, AZ!!!?

My question is if I get insurance prior to court date can they dismissed the ticket or lower the cost? How many points is it to ur license and can I go to traffic school for it? Also it doesn't say the amount the ticket is, so I'm not sure what the cost even is.

What happens when the insurance company totals your car?

Does auto insurance cover any vehicle I drive?

I wasn't expecting it but my mom told me she will no longer be driving. Her car is 5 years newer than mine and she told me should take over her car and get rid of mine. Since my car still runs well I felt I would keep it a little longer. I checked with the insurance company and I acted like we are going to sell her vehicle. I just felt it shouldn't matter which car i drove since they are similar in size. The insurance company said I would have to turn in her plates. Does auto insurance cover any car I drive and if I want to keep 2 cars for now do I have to tell the insurance company and will they allow it if I pay more for insurance?

Car insurance. Diesel 1.6 or petrol 2.0?

Which would be cheaper to insure.

BEST CAR INSURANCE?????????????????????...

Generally, which car insurance company has the best price for full coverage for a 19 year old female. I know many things can change the price, but I just want a general quote. note: I want to insure a 2006 traillblazer, 4-door with 18,000 miles.

What happens if I get cancer with no insurance?

It's just a hypothetical, I don't have cancer and I do have Catastrophic Insurance but I know that would not cover chemo etc but as far as I'm concerned, I would probably have to kill myself in the case that this happened, which I'm preparing myself for the possibility. No insurance carrier will cover me with real insurance because I;m taking meds for high BP and cholesterol, both are in check

Will upgrading my car Increase my Insurance?

Lets say I bought a $3500 Honda Civic(Decent Condition). Now, lets say I got a paint job, new hood(sporty), redid the dash, maybe replace the engine with a faster(speed wise) one(these are just examples, not gonna do it), would that increase your Insurance because I know they increase your insurance if you buy a sporty car right off the bat. Thanks xD

How much do you think insurance would be on a first car?&how much money do you think i will spend on gas a wk?

What are the cheapest auto insurance companies for young drivers?

What is the cheapest major auto insurance company for a 19 year old male, with no violations or accidents? Going to be buying first car in the next couple weeks and need insurance. Getting a much older used car so I don't car much about comprehensive and such, just want state minimum coverage (20/40/15 in IL) to be legal. I've seen quotes from Progressive, Geico, The General and Safe Auto. So far, geico has been considerably the lowest. I checked various models I was looking at, on average progressive was about $100/mo, the General and Safe Auto were around $120 and geico I saw the lowest as $45/mo ranging up to $80/mo (but I've already eliminated that car- a ford probe that sold before I could test drive) I'm wondering if anyone knows of any other major companies with lower rates, otherwise I'm obviously going with geico. Right now my options are down to a mitsu eclipse or a camry/corrolla/accord (something of that nature, whatevers on the lot and priced right) The eclipse from geico I believe was around 60-70, I imagine the camry would be more in the 45-50 range. Any companies with rates lower?

I just moved and need new car insurance. I also have no medical. Can I cover both through the same company?

I've heard that State Farm and Allstate are now offering some medical packages. My wife and I don't necessarily need a lower copay for normal doctor visits, but we'd rather not go bankrupt if something catastrophic happens; accident, disease, etc. Has anyone had good experiences buying health insurance this way? How much does it cost roughly for your plan(s)? Neither my wife nor I are currently working full time so we don't get health through our jobs. Any advice would be appreciated. Thanks.

In regards to life insurance policies?

When a person is the primary beneficiary & the deceased left debt, does the money for the unpaid debt come out first or is the beneficiary responsible for paying the debt?

My husband needs life insurance but has diabeties?

My husband needs life insurance about 50,000 but want payments cheap payments 40.00 monthly. We been trying to find some life insurance but some dont take with diabeties. My husband doesnt take insulin. Hes ranging about 100 to 180 every month on sugar level.. Any ideas on life insurance we should quilified!!!

I want a baby but don't have insurance?

My husband and I just got a new apartment and then got married courthouse style. We have both decided that we want a baby soon but right now we don't have insurance. Is there any cheap option that would cover the entire pregnancy?

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Can my car insurance provider kick me out of grandparents house?

after my mom n sister moved into an apartment downtown ive been living with my grandparents. i have no job, i cant afford school, so i basically just help out around the house since they are in their 80's. recently i was told by my car insurance provider that i had to pay for the insurance for me to be on the grandparents car or move out. the reason i have to move is because apparently im too much of a liability for them, when i haven't even had a car wreck or anything with my own car just a year before. can they legally do this in my state (michigan) or even federally? im 21 not 18 and again ive been driving for a while before i was put on their insurance. oh and the best part about this situation, is that their auto insurance agent is my biological aunt. Can someone help please? They really need me back at my grandparents house.

How can i get my license, insurance and a car?

i don't have a car i cant buy one without getting a better job i cant get a better job with out a lisence i cant get a lisence with out insurance i cant get insurance with out a car or a lisence wtf do i do? so i need a car and insurance to get my license and i need a license to get insurance on this car that i don't have yet what do i do?? i hope there are some DPS people out there

Who do you guys think is the cheapest motorcyce insurance company?

and if you are insured by them do you like the service you get?

How much would insurance cost for a 2003 bmw 330 ci? 17 years old?

How Much Liability Insurance Should a Typical Middle Class Family Have on Their Car?

What are good amounts of coverage to have? How about bodily injury coverage, etc?

Looking for health insurance?

I'm a 23 year old male bartender that has recently graduated from school and thus has been recently dropped from my parents' insurance plan. All I really need is a good ...show more

Insurance on Rx-8 for a 29yr old male?

I'm almost 29 and I'm thinking of buying a Mazda Rx-8, the 230bhp version. I've got 2 yrs no claims and was wondering if anyone of similar age has one and if they could give me an idea of what the insurance would cost in Ireland??

How much does car insurance cost for teenagers?

how much would it cost to get car insurance. and dont you dare go telling me to go get a quote, i'll kick you in the nuts.

Was it wise for me to cancel my car insurance?

I had gotten into an accident. ICBC says it's 100% my fault, and I did just file an injury claim for myself and my family members that were in the car with me. I don't think my car is drivable, but if it is, then it's not worth fixing because I don't have collision and it would cost more to fix than how much I had bought it for. What I did yesterday, was cancelled my car insurance. But I was just talking to someone who told me that it wasn't a good idea to do that. And now I'm doubting myself. Will this be held against me? The person in the other car claimed injury and her car is also damaged. Did I just dig a deeper hole for myself?

Do I really need liability insurance?

So, I am thinking of opening a summer company and I don't think I need liability insurance. I know that everyone should have it, but I don't think it's really worth it for me. All of the places I will be visiting will have their own insurance and I will only be using the insurance for a week or so a month. As I won't be using it a lot, I don't think I really need it. So, basically, do I need insurance for my space in an insured venue. Thanks in advanced!

What legally and financially happens if your car is totaled? How much would insurance go up?

Would it be better fiscally to not tell the insurance company? What are they suppose to do if your car is totaled? I have Geico.

Why are NYS auto insurance rates so high?

I live in NYC, and have taken over my late Dad's auto insurance. I was looking up quotes from other insurance companies (currently have Geico), and all the quotes are the same as I pay now, or more. My own license is clean, no accidents, violations, tickets, etc. I just want to know why NYS auto insurance rates are so high?

What is the best / most reliable life insurance company?

I am a healthy 18 year old. Soon to move out of home and onto college. I plan for the future. I know how important it is to pre plan, I myself and going into the funeral business. What Life Insurance company offers affordable and reliable policies of $100,000 for a healthy young 18 year old male? How much would the monthly premium cost?

In California, do you have to have insurance on your boat?

ive never had insurance on my boat before,,,

What is the cheapest 7 seater car to insure for a new driver?

INSURANCE!!!!!!!!!!!!!!!!!!!!!...

How much would insurance cost on a 700 dollar rent appartment?? roughly.. for a calm project.

How much would car insurance be for me?

I am a 16 year old boy and am looking at 95-99 Honda civic coupes manual transmission. I believe the insurance company is AAA and I'm in southern California

What kind of insurance do I need.?

I am hauling different random thing for people that dont have trucks. boats, 4wheelers, farm equipment..... I would like to keep my regular auto insurance. Is there something that I can add or get a separate plan to where I can cover what ever I have in my truck or trailer. say up to 50,000.

What vehicles have the lowest insurance rates for teenage drivers.?

What are the requirements for car in surance in the usa states?

I would like to know what kind of car insurance do you need to have in every state.

Is there any affordable health insurance when you are a smoker with high blood pressure?

Kids Health Insurance?????

Which kids health insurance will pay for braces?

Who has the cheapest car insurance in maryland?

If I report a cracked windshield and make a claim for a replacement, will my insurance rate go up?

I'd like to get the windshield fixed, but I'm concerned the amount I save by having the insurance company pay for it will be less than the extra amount I might end up paying in increased fees. Should I just pay to replace it myself, avoid reporting it and not risk increased insurance payments?

Question about speeding ticket/insurance?

I had a speeding ticket for going 55 in a 45 mph, would that make my insurance rates go up?

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Do motorcycle riders have to have insurance?

I know car drivers have to but I'm a kid who doesn't have a lot of money and I'm looking for a low-cost way to get around, so I was just wondering.

Best health insurance plan available for 2+1 family?

My family is 2+1, I need best health insurance plan in all aspect such as premium, service, facilities etc.. Suggestion needed

I want to buy a car i am 15 and i want to know which car should i get and how much is the insurance gna b??

I LiVE IN FLORIDA!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!1

Where can you find some cheap auto insurance quotes ..online?

Where can you find some cheap auto insurance quotes online?

Quick insurance question?

Can i put my insurance under m uncles name that way insurance would be cheaper and i drive my car? is it possible hes 45, and i'm 18

How much does your car insurance cost?

Im 18, third party fire and theift on a Nissan Micra and its 400

How much will Insurance Be ????;?

Ok I'm 22 and I'm looking for a car, It's between a: 2009 BMW X5 2009 BMW 328i 2009 Mercedes C250 2009 Jeep Wrangler Rubicon 2008 Audi A4 2008 Toyota Tundra 2007 ...show more

How much is a fine for driving someone else's car with no insurance?

i have insurance on my car but the car i was driving didnt have insurance.

Car insurance...under 25?

who provides the cheapest car insurance for a lad age 21 in the UK

Car insurance- how do I do it.....?

I am looking for a car to buy but I want to know how much it will cost beore I decide on a car. Is there a way of finding this out without actually having the car yet? I have tried guessing but the search cant find the model or registration year and then it asks for the name that the vehicle is registered to. I am looking at a Nissan Figaro 1.0 automatic, Smart car automatic, peugeot 206 automatic or Mazda 2 (automatic) can anyone help me?

How does rbs insurance differentiate itself from it's competitors?

Hi, I'm filling out an internship form, and I'm stuck on this question.. Please help me! Thank you

Will my company have to pay a fine for not offering me an affordable insurance plan?

The word going around is that the change in our insurance coverage is only going to drop by a small amount due to the act, and the price someone told me is much more than 9.5% of my income. If I apply through the marketplace for the reason that I cannot afford insurance with my company, will they be fined for not offering me an affordable plan, or do they just get fined for not offering benefits at all?

Ok i 21 and need car insurance?

so whats the cheapest place to get insurance i no cheap isn't always better but i need to have insurance info 21 male never had a ticket r accident please help

Car insurance???????

I'm a first time buyer (23 y/o) but I've been looking at small compact SUVs more so than 4door sedans just because I love them, but What would be a little cheaper for insurance purposes, a sedan or SUV ? I've checked with some insurance companies and they all say different things. Anyone know what would be the better option? Thank you! And I'm looking to get between an 04-2008 vehicle.

Motorcycle Insurance Rate New Driver 22 years old 1974 Honda CB360, How Much?

I'm buying a 1974 Honda CB360 Bobber motorcycle, I'm 22 years old..have had 1 ticket in October for running a blinking red light at night, 1 speeding ticket that got dismissed in court and 1 speeding ticket that stuck a 65 in a 55. I live in Michigan and this is my first ever motorcycle. How much am I looking to pay? and what is the best company to get insurance, online it says Geico wont insurance motorcycles in Michigan so cant use them. Full time college student if that matters any

Is Progressive really cheaper then the other insurances? i have allstate right now.?

How long would it take for the insurance company to fix our car?

Our car had been smashed yesterday. The front part. The hood had been smashed, too. Now I'm asking how long would it take the insurance company ti fix it? help? Thanks.

How much is car insurance for a 16 year old driver?

I am about to turn 16 in August. And I'm wondering if you can tell me a estimated guess on how much car insurance will be. My family is insured with State Farm. If there is another company that may be cheaper please tell me. My family has several cars under Sate Farm if that makes a difference. I will be driving a 2007-8 Ford F-150 Lariat 2 wheel drive. I have all A's and have over 60 community service hours. If any of this makes a difference. How much will I start off spending and how fast does it get lowered and what will it get lowered to about?

What health insurance company would work?

what insurance would be cheapest for a 18 year old female with no health problems?

I'm moving out of state - do I have to change auto insurance companies?

Explanation - I went through a local auto insurance company called ABC Insurance (not the real name, btw). They got me the lowest rate through XYZ Insurance, out of a different state. I'm moving out of state in a few weeks. Do I have to worry about finding a new insurance company if the one I pay my bill to is out of state anyway? After the move, I will actually be physically closer to that company... but still out of state. I never deal with ABC anyway. It's like they are just the go-between that found me that company.

Mortgage Life insurance or regular Life insurance?

My husband and I got information on Mortgage Life Insurance which basically is kind of like Life Insurance I guess and pays off your mortgage if someone dies. For example, our house is $180,000 and I die in 10 years and the mortgage balance is $80,000 then my husband still gets the original $180,000. He can use this to pay off the mortgage plus have money left over and use for whatever. This sounds like a great deal to get but I want to get other people's opinions who know information on this. It is called Forester Mortgage life insurance. Also, what is the difference between this and regular life insurance? Is regular life insurance better? Thanks!

What is the cheapest car insurance agency???

How Much Is Too Much For Car Insurance?

Hi, I am an 18 year old male living in Huddersfield and in full time education at college. I passed my driving test in September 2010 and now its December, i decided to get an update of quotes on different cars such as 1.0 corsa's, 1.2 clio's and so on, but i was curious so i decided to check on my dad's 2005 1.4 diesel toyota. It came as a bit of a shock to me but i got a quote for 2600, on my own name some of the quotes i was getting were far to high, the lowest was 6000. So my question to you is, do you think 2600 is a reasonable quote to be a second driver on my dads car? I turned 18 a month ago and have had my driving lesson for just over 3 months, my dad has had his for over 30 years and has around 30 years no claims bonus, so do you think it is a reasonable quote ?

Progressive will our insurance go up?

So my Dad has Progressive insurance. I drive one of his cars that is under his name on both the title and the insurance. I got my license revoked. I'm curious if his insurance will find out about it if my name is not on the insurance card. I'm not sure if he has me listed anywhere else on the insurance if that is even possible, all I have is the card and my name is nowhere on it. Basically I want to know if his insurance rates are going to go up because of me.

Buying car insurance(GEICO) for the first time ,?

Okay so in approximately 9 months I will be purchasing my first car , now I know the smartest and safest thing you can do first is get insurance .. what I need to know is how does it work , like do i get the insurance first ? How does buying geico insurance work ? what's the prices for first time buyers ? Do I pay buy the month , every other month ? .

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What is the cheapest car insurance around?

I still want good coverage but am so confused by all the ads. geico? aig? mercury? ahhhh so many I am a 21 yr old female with a good driving record I have had my license since I was 16. Please help!!

If I cause $1000 worth of damage to another car, how much is my insurance premium going to go up next year?

17 years old how to get cheap car insurance?

I found a car i had my lieance for 3 months, the insurance is for 2400 how can i get cheaper insurance the insurance will be on my name or if i put it on my dad name how would i be able to drive the car.

What does insurance mean?

Well I'm 16 and I don't know what insurance means : so I heard that louis' bum has insurance? What does that mean

Insurance Cost Estimate For 16 Year Old With Sports Car?

How much would it cost to insure a 16 year old on Geico with a sports car compared to a sedan or something of that nature? To be more specific, what would be the average change in ...show more

What information do I need to give out to be on someone else's car insurance?

My fiance and I are borrowing a newly acquired friend's car to drive from our wedding 2 1/2 hours to the airport, we are also driving the car from our school to the wedding 2 1/2 hours. We have also driven the car before, and may drive it again. Now our friend is saying that we should be on her insurance, and we're afraid this person might be an identity thief or something, and they are asking for our driver's license number and a signature. We don't know the insurance company they are with, but do we have to give out any information at all? And if so, what kind of information are we required to give? My fiance is worried about giving out our drivers license numbers. They asked for both of ours, even though he is the only one driving. Thanks for your help. Serious and professional answers only please.

How much does it cost to be on birth control w/ no insurance, how often do you have to see a doctor?

thanks

Car insurance for 16/17 year old and 21 year old?

We only need car insurance until January because we're moving, so we were going to get it in July. Can I get insurance with my sister, so joint insurance, she's 21, and I'll be 17 in July. I'm a new driver, and she got her license just last August. How much would that be, my mom said around 800? I think we have State Farm.

Car insurance calculator, I can't find good informations online?

I want to check different car insurance companies, calculate quotes and chose the cheaper one for me

Looking for auto insurance good rates im 21 in Chicago any suggestion?

Hi I live in Chicago and was trying to find a better auto insurance one who could handle claims quickly has anyone ever had auto insurance with Lincoln Auto Insurance I was wondering how they handle claims.

Do I need to buy additional car insurance when renting a car?

I have full coverage with State Farm but I wasn't sure if I had to purchase additional insurance when I rent the car or does my policy handle renting a car? I have full coverage right now and I will only need the car for the weekend.

Why are Americans so opposed to universal health insurance?

Virtually every Western industrialized nation has it, even Canada, and they are not more bankrupted than the US because of it. It seems like getting in the way of progress for the local population, really. So, what are the arguments of the people opposed to this reform? Thank You.

I need to get health insurance. What is the best affordable insurance.?

I travel within the united states so i need to be covered where ever i go. I can only afford 60.00 a month.

Why did the Affordable Care Act make my insurance unaffordable?

I have a private health plan and a preexisting condition that requires taking daily medication, an annual checkup, and a test every 5 years. Other than that I'm young and in great health. My understanding of the law was that it would increase premiums on people without conditions to pay for people like me that have a preexisting condition. So why did the insurance company send me something saying if I keep my current plan I'll pay 25% more and that the 2 alternatives are more expensive with lower benefits, plus it said I could lose all kinds of other benefits. I'm going to call the insurance company tomorrow, but before I can call can someone explain the basics so I know something before the call?

Which is the cheapest and best ( best value) auto insurance in the US?

GEICO sux

Auto insurance is through the roof?

i have a 1991 jeep wrangler sahara and i pay 230 buck a month on parents insurance what is the cheapest company to go with and y is my bill so high

Why are some people's health insurance rates going up?

I've heard a lot of stories about people's insurance rates doubling or tripling. My wife's insurance just went up. What's going on? I thought Obamacare was supposed to make insurance more affordable? http://www.foxnews.com/politics/2013/09/24/one-man-obamacare-nightmare/

What does a saliva test took for when getting life insurance?

How much insurance costs for Yamaha YZF-R125?

for 21 old male as a learner in uk ..

Questions about health insurance?

I took my eye exam couple months ago, and now i need change my insurance company, so my question is can i take my eye exam again?

Can California Civil Code 827 be used to enforce mandatory renters insurance?

Recently my landlord sent tenants a letter stating we have to buy renter's insurance, stating that California Civil Code 827 allows them to do this. Looking it up, I see 827 is about rent increased, not renter's insurance (and nothing about anything being mandatory). When I signed the lease with them, I was not required to pay for renter's insurance, but they claim that terms have changed and now I am obligated to pay this, and if I don't, may destroy my credit. All because of Civil Code 827. Can they actually do this? Or is this letter some kind of tactic to coerce me into signing this document and providing insurance? Thanks!

How much dose it cost to rent a car in NYC for a week ( including insurance?)?

Best place to get term life insurance?

What happens if you got into a accident and have no insurance?

I was driving my girlfriends truck and got into an accident.. I didnt know she has no inaurance. The officer made an accident report then let us go. What happens next does she eventually get a ticket oe me. and is it criminal offense she ia crying cause she feels so bad. Does she lose her license or me cause i was driving? And who will get sued? Please answer all questions. If i had known she didnt pay her insurance i would have paid it for her.she is mainly worried she will go to jail

Buying insurance for an old car -- collision option - worth it?

I'm buying a 1995 car for about $3,000. The insurance company said it isn't worth buying collision insurance because the car is worth so little. They also said if in an accident, the repairs needed are more than the car is worth, they won't repair it. Instead, they'll pay book value. So, if my car got in an accident that would cost $4,000 to fix, which is more than the car is worth, would they pay for the car's value at $3,000 or for its value based on how much it's worth after the damage? So, if the car is worth $500 as is after an accident, is that how much I'd get? thanks

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